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With Julie Kay - Pinnacle Home Loans, the loan approval process has never been easier. We offer a variety of secure and convenient application options:

  1. Complete Secure 1003 Application
    • Formal Loan Application
  2. Call us at (707) 953-1232
    • We will gladly take your application over the phone and assist you with any questions you may have.
  3. Download Application
    • Download this FREE application now and simply mail it, fax it, or bring it to the office.
  4. Documents needed
  • Identity:
    • Copy of valid Driver’s License or other Valid Photo ID
  • Income:
    • 2 years complete Federal Tax Returns 1040’s + ALL Schedules (2017, 2016)
    • W-2’s/1099’s (2017, 2016)
    • Paystubs to cover 1 full month employment (with YTD earnings)
  •  If Self Employed:
    • Year to date Profit & Loss Statement
    • Copy of Business License
    • If partnership or corporation, also need tax returns for business
  •  If Pension/SSI:
    • Provide Award Letter
  • Assets: Need actual statements, ALL pages
    • 2 months Bank Statements (checking/savings/money market, etc.)
    •  Most recent statements for any Retirement Accounts, 401k’s, Investments
  • Please include the following items for any/all properties you currently own:
    • Most recent Mortgage statement(s)
    • Copy of property tax bill
    • Homeowner’s insurance statement (with Policy#, Agent name, Phone #)
    • Lease Agreements, if applicable